Personal foreign exchange settlement deposit

About the product

Personal foreign exchange settlement deposit refers to the business that individual industrial and commercial entities legally established in China open personal foreign exchange settlement accounts in the Bank. Foreign exchange deposits can be divided into current deposits and fixed deposits according to different maturities.

Product features

Personal foreign exchange settlement deposit can take all-in-one passbook as the carrier, which has the advantages of one passbook for multiple currencies (RMB and multiple foreign currency settlement funds) and no-passbook deposit, and can conveniently realize the functions of overseas remittance, personal account transfer, outward remittance, foreign exchange settlement and domestic transfer of operating funds.

Application

Individual industrial and commercial entities that handle industrial and commercial registration or other procedures according to law within the policy scope of the regulatory authorities (pilot).

Rate

No handling fees.